Terms and Conditions PDF

You will need Adobe Acrobat Reader to view and print the claim form. If your computer does not have Acrobat installed, you can download the free Adobe Acrobat Reader

LEGAL

Read this notice before using this Web site (this "site").

PurinaCare Pet Health Insurance is offered and underwritten by SecuriCan General Insurance Company ("SecuriCan", "we"," "us", "our"). This site is operated and maintained by SecuriCan. In these Terms and Conditions of Use, any reference to "we", "us", or "our" refers to SecuriCan.

PurinaCare and related trademarks are owned by Société des Produits Nestlé S.A. ("Nestlé") and used by SecuriCan with permission of the trademark owner.

By accessing and browsing this Web site you accept, without limitation or qualification, these Terms and Conditions of Use.

We may change, modify, add or remove portions of these Terms and Conditions of Use at any time. We will notify you of any changes to these Terms and Conditions of Use by posting notice of such changes on this site. Your continued access and browsing following notice of such change means that you agree to and accept these Terms and Conditions of Use as amended. If you do not agree to any modification of these Terms and Conditions of Use, you must immediately stop accessing and browsing this site.

Product and Web site Availability

The products described in this site are available and intended only for distribution in Canada and then only where they may lawfully be sold. The use of this site is restricted to persons currently resident in Canada.

Information Accuracy

All information on this site, including quotations, product features and information relating to premiums is subject to change without notice. While we strive to provide accurate and up-to-date material on this site we make no warranties or representations as to the content of and information provided on this site. We assume no liability or responsibility for any errors or omissions on this site.

Many terms used in and concepts depicted on this site are defined words or they are specifically dealt with in the insurance documents which pertain to PurinaCare Pet Health Insurance. In all instances it is the provisions of the actual insurance documents which shall govern, including as to matters such as the scope of coverage or the outcome of any claim.

This site may from time to time contain information relating to various medical, health and fitness conditions of pets and their treatment. This is for informational purposes only and is not meant to be a substitute for the advice provided by your own veterinarian or other medical professional. You should not use the information contained herein for diagnosing a pet's health or fitness problem or disease. You should always consult your own veterinarian and medical advisors.

Ownership of Intellectual Property


You should assume that everything you see or read on the site is copyrighted unless otherwise noted and may not be used (except as provided in these Terms and Conditions of Use) without our written permission. There is no warranty or representation made by us that your use of materials displayed on the site will not infringe rights of third parties.

The trademarks, logos and service marks (collectively the "trademarks") displayed on the site are registered and unregistered trademarks of SecuriCan, Nestlé and others. Nothing contained on the site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any such trademark displayed on the site without the written permission of such trademark owner. Your misuse of the trademarks displayed on this site, or any other content on this site, except as provided in these Terms and Conditions of Use, is strictly prohibited. You are also advised that intellectual property rights shall be aggressively enforced to the fullest extent of the law, including the seeking of criminal prosecution.

Images of people, animals or places displayed on the site are either the property of, or used with permission by, SecuriCan. The use of these images by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes

Transmission/Use of Information

Any communication or material you transmit to the site by electronic mail or otherwise, including any quote or insurance application information, data, questions, comments, suggestions, or the like is, and will be treated and used by SecuriCan, Nestlé Purina PetCare, a Division of Nestlé Canada Inc. ("Purina") or any of their affiliates in accordance with the PurinaCare Pet Health Insurance Privacy Statement. Furthermore, SecuriCan and Purina are free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

Neither SecuriCan nor Purina have reviewed all the sites linked to this site, and neither is responsible for the content of any other sites linked to this site. Your linking to any other off-site pages or other sites is at your own risk.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. Although every effort is taken to ensure no one else will see or obtain your personal data, complete confidentiality and security is not yet possible over the Internet. Any unencrypted e-mail or other communication over the Internet is, as with communications via any other medium such as cellular phones, not secured or confidential, and is subject to possible interception, loss and alteration. We do not encourage anyone to send information, including personal information, to us using unencrypted e-mail or transmission. You acknowledge and agree that SecuriCan and Purina, and each of their agents, administrators, employees, parents and affiliates shall not be responsible for any damages you or anyone else may suffer as a result of the transmission of confidential or sensitive information over the Internet, and that all such communication will be at your own risk.

Disclaimer

Your use of and browsing this site are at your risk. None of SecuriCan, Purina, any of each of their parents or affiliates, or the directors, officers or employees of any of them, nor any other party involved in creating, producing or delivering this site is liable for any direct, incidental, consequential, indirect or punitive damages arising out of your access to, or use of, the site. Without limiting the foregoing, everything on the site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. None of SecuriCan, Purina, any of each of their parents or affiliates, or the directors, officers or employees of any of them, nor any other party involved in creating, producing or delivering this site assumes any liability or responsibility, or shall be liable for, any damage to or viruses that may infect your computer or other property, due to your access to, use of, or downloading of this site or any materials, data, text, images, video or audio from the site.

Applicable Law

You agree that the laws of the Province of Ontario, Canada govern any use of this site and any issues which may arise with regard to this site, without regard to rules relating to conflict of laws, including with regard to any dispute arising out of your use of this site or material from this site. The courts of the Province of Ontario shall have exclusive jurisdiction over all such claims.

Severed Provisions and Entire Agreement

If any provision of this agreement is unenforceable, that provision shall be deemed severed from this agreement and shall not affect the validity and enforceability of the remaining provisions. This is the entire agreement between the parties relating to the subject matter hereof.